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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

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Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

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Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

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Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

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Refine your Search for Properties

Scheme Type

Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space/Garden Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

138 Properties 138 Properties

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Available now

1/11

2 bedroom apartment for sale

Flat 245 Caspian Way, RM19 1LB

Thurrock

2 1 | Purfleet (0.2 miles)

Convenience is at your doorstep with proximity to local amenities, including the renowned Lakeside shopping centre.

Available

£96,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 40%, full price £240,000, £9,600 Min Deposit

Monthly Cost: £1,188
Rent £574, Service charge £138, Mortgage £476*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £9,600 £

Available now

| 1/14

1 bedroom apartment for sale

FLAT 11 St Georges Building, St Georges Road, SE1 6EP

Southwark

1 1 | Elephant & Castle (0.1 miles)

We are pleased to offer this lovely 1 bedroom apartment in Southwark.

Available

£198,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 55%, full price £360,000, £9,900 Min Deposit

Monthly Cost: £1,651
Rent £340, Service charge £235, Mortgage £1,076*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 55%

Deposit Min £9,900 £

Available now

| 1/22

2 bedroom apartment for sale

FLAT 116 Stone Court, Balcombe Road, RH10 7RY

Crawley

2 2 | Three Bridges (0.7 miles)

Southern Housing are delighted to present this stunning 2 bedroom, 2 bathroom property in Crawley.

Available

£116,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 40%, full price £290,000, £5,800 Min Deposit

Monthly Cost: £1,562
Rent £569, Service charge £363, Mortgage £630*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £5,800 £

Available now

1/23

2 bedroom apartment for sale

FLAT 22 Tangerine House, Long Lane, SE1 4BS

Southwark

2 1 | Borough (0.3 miles)

Southern Housing are pleased to present this stunning 2 bedroom apartment In Southwark.

Available

£210,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 35%, full price £600,000, £10,500 Min Deposit

Monthly Cost: £2,260
Rent £790, Service charge £329, Mortgage £1,141*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £10,500 £

Available now

| 1/13

1 bedroom apartment for sale

Flat 104 Waterway Building, 12 Hart Yard, E3 2FW

Tower Hamlets

1 1 | Hackney Wick (0.5 miles)

Amazing 1 Bedroom, First Floor Flat Available for Sale in Bow, Tower Hamlets!

Available

£102,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 25%, full price £410,000, £5,125 Min Deposit

Monthly Cost: £1,531
Rent £801, Service charge £173, Mortgage £557*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £5,125 £

Available now

| 1/16

2 bedroom apartment for sale

Flat 6, 32 London Lane, E8 3FU

Hackney

2 2 | London Fields (0.1 miles)

Amazing 2 Bedroom Apartment for Sale in Hackney

Available

£224,940 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 32.6%, full price £690,000, £11,247 Min Deposit

Monthly Cost: £2,503
Rent £1,118, Service charge £163, Mortgage £1,222*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 32.6%

Deposit Min £11,247 £

Available now

| 1/24

3 bedroom apartment for sale

FLAT 20 121-123 Davigdor Road, Hove, BN3 1HS

Brighton and Hove

3 2 | Hove (0.6 miles)

We are delighted to market this lovely three bedroom property.

Available

£187,250 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 35%, full price £535,000, £9,363 Min Deposit

Monthly Cost: £2,201
Rent £1,003, Service charge £181, Mortgage £1,017*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £9,363 £

Available now

1/24

2 bedroom apartment for sale

Leon House, 233 High Street, CR0 1FX

Croydon

2 2 | South Croydon (0.5 miles)

Southern Housing are delighted to offer for sale this well-presented 2 bedroom apartment in Leon House uniquely positioned to capture the essence of modern urban living.

Available

£140,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

· You have a gross household income of no more than £90,000 per annum when eligible to purchase.

· You are unable to purchase a suitable home to meet your housing needs on the open market.

· You do not already own a home or you will have sold your current home before you purchase or rent.

· You live or work in the property’s area

· To purchase this 35% minimum share you will need an average minimum joint household income of £63,064 and available savings of £14,000 for a 10% mortgage deposit.

Share percentage 35%, full price £400,000, £14,000 Min Deposit

Monthly Cost: £1,680
Rent £769, Service charge £216, Mortgage £695*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £14,000 £

Under offer

1/13

2 bedroom apartment for sale

Innerd Court , 1 Clarke Close, Croydon, CR0 2NG

Croydon

2 1 | East Croydon (0.2 miles)

Southern housing are excited to offer this stunning 2 bed one bath flat in Croydon.

Under Offer

£85,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

· Register your interest (pink button on the right)

· Have a passed initial financial assessment with one of the below companies:

SRC Mortgage Solutions (https://www.srcmortgagesolutions.com/)

TMP The Mortgage People (tmpmortgages.co.uk)

Mortgage Advice Bureau | UK’s leading mortgage intermediary (https://www.mortgageadvicebureau.com)

· You have a gross household income of no more than £90000 per annum when eligible to purchase.

· Live or work in the borough

· You are unable to purchase a suitable home to meet your housing needs on the open market. (Shares cannot be purchased in cash unless you are unable to obtain a mortgage due to age or religious grounds)

· You do not already own a home, or you will have sold your current home before you purchase or rent.

· To purchase this 30% minimum share you will need a minimum joint household income of £42,298 and available savings of £4,275 for a 5% mortgage deposit.

Share percentage 30%, full price £285,000, £4,275 Min Deposit

Monthly Cost: £1,219
Rent £554, Service charge £201, Mortgage £464*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £4,275 £

Available now

| 1/14

2 bedroom apartment for sale

Flat 24 The Artisan, 121-123 Davigdor Road, BN3 1HS

Brighton and Hove

2 2 | Hove (0.6 miles)

We are excited to offer this 2 bedroom property.

Available

£157,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 35%, full price £450,000, £7,875 Min Deposit

Monthly Cost: £1,794
Rent £795, Service charge £143, Mortgage £856*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £7,875 £

Available now

1/13

2 bedroom house for sale

20 Stockwood Meadow, TN32 5FB

Rother

2 1 | Robertsbridge (3.2 miles)

2 Bedroom Terraced House with Driveway and private garden

Available

£105,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 35%, full price £300,000, £10,500 Min Deposit

Monthly Cost: £1,103
Rent £479, Service charge £103, Mortgage £521*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £10,500 £

Available now

| 1/12

2 bedroom apartment for sale

FLAT 22 Flint Court, 160 Thornton Road, CR7 6BB

Croydon

2 1 | Thornton Heath (1 miles)

We are pleased to offer this stunning 2 bedroom property in Croydon.

Available

£85,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 30%, full price £285,000, £4,275 Min Deposit

Monthly Cost: £1,123
Rent £492, Service charge £167, Mortgage £464*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £4,275 £

Available now

| 1/19

1 bedroom apartment for sale

Flat 27 Cheal Court, 49 Cheal Way, BN17 6FR

Arun

1 1 | Littlehampton (1.1 miles)

Beautiful 1 Bedroom, Second Floor Flat Available for Purchase in Wick, Littlehampton!

Available

£58,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 40%, full price £145,000, £2,900 Min Deposit

Monthly Cost: £783
Rent £283, Service charge £185, Mortgage £315*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £2,900 £

Available now

| 1/14

2 bedroom apartment for sale

Flat 12 Epping Court, SE22 8NJ

Southwark

2 1 | Forest Hill (0.6 miles)

Lovely 2 Bedroom Apartment Available to Purchase in East Dulwich, Southwark

Available

£120,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 30%, full price £400,000, £6,000 Min Deposit

Monthly Cost: £1,629
Rent £616, Service charge £361, Mortgage £652*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £6,000 £

Available now

| 1/23

2 bedroom apartment for sale

6 Egret Court, 2 Teal Close, EN3 5TL

Enfield

2 1 | Turkey Street (0.1 miles)

2 Double Bedroom 2nd Floor Flat with Balcony

Available

£135,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 50%, full price £270,000, £6,750 Min Deposit

Monthly Cost: £1,541
Rent £640, Service charge £168, Mortgage £733*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £6,750 £

Available now

| 1/15

2 bedroom apartment for sale

Flat 92, Crossways, ME10 4BY

Swale

2 1 | Sittingbourne (1.1 miles)

Lovely 2 Bedroom, First Floor Flat for Sale in Sittingbourne, Kent!

Available

£47,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 25%, full price £190,000, £2,375 Min Deposit

Monthly Cost: £778
Rent £333, Service charge £187, Mortgage £258*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £2,375 £

Available now

| 1/14

1 bedroom apartment for sale

Flat 23 Preece Apartments, 18-20 Waterfall Cottages, SW19 2FN

Merton

1 1 | Colliers Wood (0.3 miles)

Great 1 Bedroom, Second Floor Apartment in Colliers Wood, Merton

Available

£214,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 55%, full price £390,000, £10,725 Min Deposit

Monthly Cost: £1,876
Rent £536, Service charge £175, Mortgage £1,165*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 55%

Deposit Min £10,725 £

Available now

| 1/23

3 bedroom apartment for sale

Flat 6 Sistine House, 2a Caesar Road, BR3 3UP

Bromley

3 2 | Eden Park (0.4 miles)

Beautiful 3 Bedroom, Second Floor Apartment for Sale in Beckenham, Bromley!

Available

£180,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 30%, full price £600,000, £9,000 Min Deposit

Monthly Cost: £2,347
Rent £1,064, Service charge £305, Mortgage £978*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £9,000 £

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The biggest names in Shared Ownership and first time buyers list their homes on Share to Buy. Check out more info about our Featured Developers below

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Shared Ownership Resale

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Intermediate Rent

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Rent to Save

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Older Persons Shared Ownership

Affordable housing scheme: Older Persons Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

Your Home

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Discount Market Sale

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Help to Buy

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Shared Equity

Affordable housing scheme: Shared equity (100% ownership with a 50% – 75 % equity loan).

Buy a new home on an approved new build development with assistance from the housing provider in the form of an equity loan. The equity loan is interest and rent free.

Discount Full Ownership

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

London Help to Buy

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.

London Living Rent

London Living Rent is a type of affordable housing for middle-income Londoners. These homes offer lower rents, with the saving on the rent aimed to help you ave towards a deposit for your own home.

First Homes

First Homes is a scheme designed to help local first time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price. In some areas the discount could be as high as 50%.

Deposit Unlock

Deposit Unlock is a private scheme that allows you to buy a new-build home from participating home builders with just a 5% deposit. It’s been developed by the Home Builders Federation, with lenders and the house building industry.

Discount Market Rent

Affordable housing scheme: Discount Market Rent (pay a discounted rent)

Rent to Buy

Affordable housing scheme: Rent to Buy (pay a discounted rent).

Rent to Buy is designed to enable aspiring home-owners to rent a new-build home on an Intermediate Rent basis. The home will be let at up to 80% of the equivalent market rent, with a fixed rate of inflation, designed to help you save throughout the period of your tenancy.

Older Person Shared Ownership Resale

Affordable housing scheme: Older Persons Shared Ownership
For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Rent to Buy
Deposit Unlock
Own New Rate Reducer
Discount Market Sale
London Living Rent
Intermediate Rent
First Homes scheme
Discount Full Ownership
Older Persons Shared Ownership
HOLD

Buyer Tools

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Mortgage hub
Mortgage affordability calculator
Mortgage comparison
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Buyers FAQs

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